Continuing physical fitness into your forties and beyond requires a little more monitoring than when you were in your twenties and mid-thirties. Don't get me wrong; there are many athletes that remain competitive well into their forties, like Randy Couture and Bernard Hopkins, but the operative word here is athlete.
But even they will tell you that their training has changed; it could be from taking more time off between training sessions to cutting down on the sparring rounds. Now, if these guys have to restructure their training as they get older, it makes sense that a weekend warrior has to do the same.
Unfortunately, all to often the decision to slow down is made for us by way of a ruptured achilles, a heart that feels like it's pounding out of our chests, or the dreaded back problem.
One of the best ways to ensure that you're working your heart in a safe zone, when working your cardiovascular system, is to purchase a heart monitor and learn how to use it.
Find out what your resting heart rate is. If you have a heart monitor, keep it by your bed and as soon as you wake up in the morning strap it on and take your heart rate for a minute. Remember: always try to take your heart rate at the same time every day, do this for a several days and take the average, and there's your resting heart rate.
If you don't have a heart monitor, take your pulse for 30 seconds and then multiply by two. When counting your pulse make sure to start from 0,1,2,3...
Find out what your maximum heart rate is for your age, meaning that when you train you really don't want to exceed this number. Finding your maximum heart rate is very easy, it's just 220-your age.
So now you've figured out you resting heart rate(resting HR) and your maximum heart rate(HR max).
Let's say that you have a low fitness level (beginner) and you're 45 years old with a resting heart rate of 80 beats per minute. The intensity(target heart rate) of your training should be between 55-64% of your maximum heart rate. This is something that a personal trainer will calculate for you, but here's the formula:
Target heart rate= HRmax-restingHR x%+restingHR
220-45=175 HRmax-resting heart rate of 80=95 x.55+80resting heart rate =132beats per minute.
220-45=175-80=95x.55+80=132 bpm.
So a 45 year old man with resting heart rate of 80 beats per minute with a low fitness level should keep his heart rate while training at around 132 beats per minute for 15-30 minutes.
Now obviously the younger you are, the higher your physical fitness is and the lower your resting heart rate is, so the higher your target heart rate will be.
Age, level of fitness and heart rate are excellent indicators of how hard to work and for how long.
Before embarking on any sort of new physical fitness regiment,consult with your doctor and the get the advice of a certified trainer.